The best way to acquire life insurance

We work hard to provide our clients with the best life insurance policies to meet their needs. Please contact Chad M. Lewis Insurance Agency immediately to find out more about our life insurance policies and schedule an appointment to talk with one of our dedicated insurance agents.

While our office is located in Virginia, we are licensed in multiple states: Virginia, West Virginia, Maryland, Pennsylvania, North Carolina, South Dakota, Montana, South Carolina & Tennessee.

Let us guide you toward purchasing the right life insurance policy for you.

Chad M. Lewis Insurance Agency wants our customers to remain safe and protected during difficult times. Your family deserves access to the money needed to pay for college tuition, credit card debt, mortgage payments, and other everyday living expenses if the worst happens.

Determining the right policy to meet your needs isn’t always simple or straightforward. Our expert agents will guide you toward the right type and level of life insurance if personal tragedy strikes and you or one of your loved ones depart from this world.

Term Life Insurance

With this type of life insurance, the recipient receives a fixed payment for a specific time frame. This timeframe is known as the relevant term, and when the insured passes away, the beneficiary will receive payment of the death benefit in a lump sum, installments, or annuities.

Whole Life Insurance

This life insurance policy differs from term insurance because the insured is covered for a specific cash value. With whole life insurance, the insured is protected for their entire lifetime as long as they continue to make their monthly payments.

This policy also accumulates cash value. As you make your regular monthly payments, cash is accumulated throughout the term. You can use this as a form of savings and even borrow money against the policy if you ever need a loan for any reason.

The financial growth accrued with a whole life insurance policy is tax-deferred. This means the recipient will not pay taxes until they receive their cash payment.