Motorcycles are wonderful pieces of machinery when kept in excellent condition and properly insured. We’ve been in business for a long time and understand what’s needed to give you the best results. Our team is ready to help you achieve the best opportunity in protecting your investment while adhering to the laws of your state. For more information on motorcycle insurance, contact the Chad M. Lewis Insurance Agency today!

While our office is located in Virginia, we are licensed in multiple states: Virginia, West Virginia, Maryland, Pennsylvania, North Carolina, South Dakota, Montana, South Carolina & Tennessee.

What is Motorcycle Insurance?

Motorcycle insurance is a policy that covers you and other drivers while operating on and off the road. Consider it a policy somewhat like automobile coverage but for motorcycles. There are certain stipulations attached to motorcycle drivers and the types of insurance coverage they must carry.

What’s included in a policy?

Most motorcycle insurance policies have provisions for loss, theft, damage, and liability. Because of the high risk when riding motorcycles, most states, including Virginia, West Virginia, Maryland, Pennsylvania, North Carolina, & Tennessee, require proof of a motorcycle course. Many states also have several laws regarding licensing, inspections, helmets, and rules of the road. All of this can have a bearing on a policy quote.

Will my policy be affected if I have accidents?

This life insurance policy differs from term insurance because the insured When policy quotes are done, there are many factors to consider. Our team at Chad M. Lewis Insurance Agency works to locate the best quote based on driving history and other benchmarks. Our recommendations are based on your anticipated needs and budget.

Do I have to insure any enhancements I have done to my bike?

In most cases, this is highly recommended. Consider this as an add-on addendum that protects customized bikes and accessories. It’s vitally important to disclose any information that may change your quote, such as where the bike is housed, how much it is driven, etc. We look for discounts and other incentives that give you the best results for your money.