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You may feel as if you are saving yourself money by not purchasing auto insurance, but you are jeopardizing your financial future. The only way to protect your losses is by buying an auto insurance policy, – contact Chad M. Lewis Insurance Agency today for a quote!
While our office is located in Virginia, we are licensed in multiple states: Virginia, West Virginia, Maryland, Pennsylvania, North Carolina, South Dakota, Montana, South Carolina & Tennessee.
Are you shopping for auto insurance?
If so, we can help you here at Chad M. Lewis Insurance Agency to find a reliable auto policy. You can face multiple fines if you choose to go without auto insurance since there are legal requirements. Whether you get pulled over by police or if you are involved in an accident, you will be required to show proof of insurance. Not having it can cost you a lot of financial loss in the long run.
Laws for Auto Insurance
Liability coverage is the minimum type of auto insurance that you can acquire. This is also the minimum type of coverage that you must have legally. If you choose not to purchase an auto insurance policy, you must pay an uninsured motorist fee. You must possess bodily injury coverage for each person for at least $25,000 and bodily injury coverage for each accident of at least $50,000. You must also obtain property damage liability of at least $20,000. You can be faced with fines up to $500 for your failure to obtain auto insurance. Always make sure to keep your proof of insurance inside your car with you at all times.
You do not ever have to be okay with minimum liability insurance. If you choose to purchase an additional amount of coverage for more protection, you can do so. Making sure you obtain a policy based on your needs is important. You can select from various options and change them at any time.
You can select from any of the following policy options for your vehicle:
- Uninsured motorist
- Property damage
- Bodily injury
- Roadside assistance