The best way to acquire life insurance

We work hard to provide our clients with the best life insurance policies to meet their needs. Please contact Chad M. Lewis Insurance Agency immediately to find out more about our life insurance policies and schedule an appointment to talk with one of our dedicated insurance agents.

Nuestra oficina está ubicada en Virginia, tenemos licencia en varios estados: Virginia, West Virginia, Maryland, Pensilvania, Carolina del Norte, South Dakota, Montana, Carolina del Sur y Tennessee.

Permítanos guiarlo hacia la compra de los seguro de vida política para usted.

La Agencia de Seguros Chad M. Lewis quiere que nuestros clientes permanezcan seguros y protegidos durante tiempos difíciles. Su familia merece acceso al dinero necesario para pagar la matrícula universitaria, la deuda de la tarjeta de crédito, los pagos de la hipoteca y otros gastos de la vida diaria si ocurre lo peor.

Determinar la política adecuada para satisfacer sus necesidades no siempre es sencillo ni sencillo. Nuestros agentes expertos lo guiarán hacia el tipo y nivel correctos de seguro de vida si ocurre una tragedia personal y usted o uno de sus seres queridos se van de este mundo.

Term Life Insurance

With this type of life insurance, the recipient receives a fixed payment for a specific time frame. This timeframe is known as the relevant term, and when the insured passes away, the beneficiary will receive payment of the death benefit in a lump sum, installments, or annuities.

Whole Life Insurance

This life insurance policy differs from term insurance because the insured is covered for a specific cash value. With whole life insurance, the insured is protected for their entire lifetime as long as they continue to make their monthly payments.

This policy also accumulates cash value. As you make your regular monthly payments, cash is accumulated throughout the term. You can use this as a form of savings and even borrow money against the policy if you ever need a loan for any reason.

The financial growth accrued with a whole life insurance policy is tax-deferred. This means the recipient will not pay taxes until they receive their cash payment.